#financial-hardship

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What should I actually do when a debt collector starts calling me?

Getting calls about an old credit card debt and I don't know what my rights are or what I'm supposed to say. What's the right first move?

asked 1 month ago by chance
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Can a debt collector actually garnish my wages, and how does that process work?

Someone mentioned wage garnishment when I fell behind on a loan. Can that really happen, and what has to happen first?

asked 1 month ago by chance
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What's the actual difference between Chapter 7 and Chapter 13 bankruptcy?

Considering bankruptcy as an option but the terminology is confusing. What's the practical difference between the two most common types?

asked 1 month ago by chance
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How do I actually apply for unemployment benefits, and how long does it take to get paid?

Just lost my job and need to apply for unemployment for the first time. What's the process and how fast does the money actually come?

asked 1 month ago by chance